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A brain storming session to discuss critical items in a family and individual budget should be discussed. The difference between a family and individual budget should also be discussed. The sample discussion questions can be used.
Show students an example of an individual budget. The students should list the necessary items in their own budget and be ready to defend each item. Then give the students a money amount to divide among their budget.
The same as lesson II only use a family budget and discuss why there are more problems when a whole family is using the same budget.